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What is the point of Insurance

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  • What is the point of Insurance

    Had a bit of bad luck on the boat yesterday, losing me rod and reel over the side (lost me grip as I have a broken pinky).
    Knowing I had my fishing tackle insured on my household insurance, I thought I'd phone them for the craic.

    Apparently because I was using the tackle at the time I am not covered, yet if I'd left them in me car or the shed and they were nicked, I am....What is the point if I am just not covered for anything happening to me gear?
    "And I looked, and behold'a pale horse; and his name that sat on him was death, and hell followed with hi, and power was given unto them over the fourth part of the earth, to kill with sword and with hunger, and with the beasts of the earth"

  • #2
    My mates went for a swim last week he was gutted still worth having them covered as you say if they ever get nicked you could replace them but your still going to have to this time your self

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